











we know what it's like.
Are you losing coverage from a previous employer or going self-employed?
You want to add family members to your current plan but aren't happy with the cost?
Do you no longer qualify for subsidies based on income?
Don't worry, we can help!
Options vary by eligibility, health, and state. See full details in our plans. Not a guarantee of coverage or savings.



This is a good fit if:
You are losing employer coverage or changing jobs
You are self-employed or contracting and unsure where to start
Your premiums increased and you want to review alternatives
You are choosing coverage for your spouse or children
You want someone to explain options clearly instead of guessing online
If you are looking for a quick quote without any explanation, this may not be the right fit.
Options vary by eligibility, health, and state. See full details in our plans. Not a guarantee of coverage or savings.

This is a good fit if:
You are losing employer coverage or changing jobs
You are self-employed or contracting and unsure where to start
Your premiums increased and you want to review alternatives
You are choosing coverage for your spouse or children
You want someone to explain options clearly instead of guessing online
If you are looking for a quick quote without any explanation, this may not be the right fit.
Options vary by eligibility, health, and state. See full details in our plans. Not a guarantee of coverage or savings.



This is a good fit if:
You are losing employer coverage or changing jobs
You are self-employed or contracting and unsure where to start
Your premiums increased and you want to review alternatives
You are choosing coverage for your spouse or children
You want someone to explain options clearly instead of guessing online
If you are looking for a quick quote without any explanation, this may not be the right fit.
Options vary by eligibility, health, and state. See full details in our plans. Not a guarantee of coverage or savings.
Step 1 – Start the review
Answer a few questions so we can understand your situation and route you to the appropriate licensed advisor.
Step 2 – Speak with an advisor
Most conversations take 10–20 minutes. The advisor walks you through available options and explains tradeoffs.
Step 3 – Decide at your pace
You can enroll, take time to think, or choose not to move forward.
You can enroll, take time to think, or choose not to move forward.
*There is no requirement to enroll in a plan.
Step 1 – Start the review
Answer a few questions so we can understand your situation and route you to the appropriate licensed advisor.
Step 2 – Speak with an advisor
Most conversations take 10–20 minutes. The advisor walks you through available options and explains tradeoffs.
Step 3 – Decide at your pace
You can enroll, take time to think, or choose not to move forward.
You can enroll, take time to think, or choose not to move forward.
*There is no requirement to enroll in a plan.
There is no requirement to enroll in a plan.
Step 1 – Start the review
Answer a few questions so we can understand your situation and route you to the appropriate licensed advisor.
Step 2 – Speak with an advisor
Most conversations take 10–20 minutes. The advisor walks you through available options and explains tradeoffs.
Step 3 – Decide at your pace
You can enroll, take time to think, or choose not to move forward.
You can enroll, take time to think, or choose not to move forward.
*There is no requirement to enroll in a plan.
Step 1 – Start the review
Answer a few questions so we can understand your situation and route you to the appropriate licensed advisor.
Step 2 – Speak with an advisor
Most conversations take 10–20 minutes. The advisor walks you through available options and explains tradeoffs.
Step 3 – Decide at your pace
You can enroll, take time to think, or choose not to move forward.
You can enroll, take time to think, or choose not to move forward.
*There is no requirement to enroll in a plan.
Independent Guidance
We work with multiple carriers and focus on explaining options, not pushing a single plan.

Clear Explanations
We translate plan details into plain language so you can actually compare them


Respect for Your Information
Your information is used to help review options and coordinate your request. You can opt out at any time.

Licensed Advisors
You speak with a licensed health insurance advisor who understands your state and situation.
Independent Guidance
We work with multiple carriers and focus on
explaining options, not pushing a single plan.

Clear Explanations
We translate plan details into plain language
so you can actually compare them.


Respect for Your Information
Your information is used to help review
options and coordinate your request.
You can opt out at any time.

Licensed Advisors
You speak with a licensed health insurance advisor who
understands your state and situation.
Mikey leads the advisor team and focuses on helping people understand their options before making a decision.
Licensed health insurance advisor
Leads a team licensed in 30+ states
Built around education and clarity

Individuals
Health coverage options for individuals who want flexibility and cost-conscious plans based on their needs and eligibility.

Families
Coverage options designed for families looking to balance monthly costs with access to nationwide PPO networks and providers.

Small Businesses
Health insurance solutions for small teams seeking affordable options outside of traditional group plans, depending on eligibility.
Self Employed
Coverage options for freelancers, contractors, and 1099 workers who don’t have access to employer-sponsored plans.


Your premiums increased and you are unsure what alternatives exist.
You are leaving a job and want to avoid a coverage gap.
You feel overwhelmed by conflicting information online.
You want to make the right choice for your family without rushing.
You want clarity before committing to anything.
Your premiums increased and you are unsure what alternatives exist.
You are leaving a job and want to avoid a coverage gap.
You feel overwhelmed by conflicting information online.
You want to make the right choice for your family without rushing.
You want clarity before committing to anything.


We help review:
- Marketplace (ACA, Obamacare) plans
- Private health insurance plans
- PPO & HMO plans
These may be available based on eligibility and state availability. Our goal is to show you everything you qualify for, not just one category.
By phone. After submitting the form, you will be guided to the next step to schedule or coordinate a time.
No. The review is provided at no cost.
No. The purpose is to review options so you can decide what makes sense.
Yes. Advisors regularly help individuals and families review coverage options.
Yes. We can review coverage considerations for small businesses as well.
Most reviews take 10–20 minutes.
We help review:
- Marketplace (ACA, Obamacare) plans
- Private health insurance plans
- PPO & HMO plans
These may be available based on eligibility and state availability. Our goal is to show you everything you qualify for, not just one category.
By phone. After submitting the form, you will be guided to the next step to schedule or coordinate a time.
No. The review is provided at no cost.
No. The purpose is to review options so you can decide what makes sense.
Yes. Advisors regularly help individuals and families review coverage options.
Yes. We can review coverage considerations for small businesses as well.
Most reviews take 10–20 minutes.

There are 3 main pillars to our core principles
INTEGRITY.
"Honest explanations and transparency".
CLARITY.
"Plain language and real comparisons".
SERVICE.
"Respect for your time and decisions".

INTEGRITY.
"Honest explanations and transparency".
CLARITY.
"Plain language and real comparisons".
SERVICE.
"Respect for your time and decisions".
Answer a few questions to begin reviewing options with a licensed advisor.
Answer a few questions to begin reviewing options with a licensed advisor.


Important Information:
This coverage is not required to comply with certain Federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or of health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. You can also contact your State insurance department to learn more about your options for coverage.
Private plans are medically underwritten and are NOT Affordable Care Act (ACA) qualified health plans. They do not include all ten ACA essential health benefits (such as maternity and pediatric dental), may exclude pre-existing conditions, and have limited duration (typically 4–36 months depending on state law). ACA Marketplace plans may qualify for subsidies and provide guaranteed-issue coverage with full essential benefits. Savings and approval vary by age, health, tobacco use, income, and location. Rates referenced (e.g., averages of $178–$229/mo for healthy adults aged 25-49) are based on 2025 eHealth Q3 report and carrier filings—not guaranteed. Not all applicants will qualify for private coverage. We compare all options, including ACA Marketplace plans. Licensed agents | Florida License Number and NPN Available on Request.| This is an advertisement.
We are an independent advisor authorized to offer plans like these and other licensed carriers. Availability varies by state and eligibility. Not affiliated with or endorsed by any government agency.
This site is not maintained by or affiliated with the federal government's Health Insurance Marketplace website, any state government health insurance marketplace or any specific insurance carrier. This website is intended for informational purposes and as a reference tool to match consumers with companies that may be able to assist them.
Any information we provide is limited to plans that our partners offer in your area. All company trademarks, service marks, logos and/or domain names are the property of their respective owners. If you do not receive a quote from a specific insurer you were searching for we recommend that you contact that insurer or one of its agents directly to obtain a quote. We are not responsible for any actions taken by any licensed agents or insurers.
This coverage is not required to comply with certain Federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or of health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. You can also contact your State insurance department to learn more about your options for coverage.
Private plans are medically underwritten and are NOT Affordable Care Act (ACA) qualified health plans. They do not include all ten ACA essential health benefits (such as maternity and pediatric dental), may exclude pre-existing conditions, and have limited duration (typically 4–36 months depending on state law). ACA Marketplace plans may qualify for subsidies and provide guaranteed-issue coverage with full essential benefits. Savings and approval vary by age, health, tobacco use, income, and location. Rates referenced (e.g., averages of $178–$229/mo for healthy adults aged 25-49) are based on 2025 eHealth Q3 report and carrier filings—not guaranteed. Not all applicants will qualify for private coverage. We compare all options, including ACA Marketplace plans. Licensed agents | Florida License Number and NPN Available on Request.| This is an advertisement.
We are an independent advisor authorized to offer plans like these and other licensed carriers. Availability varies by state and eligibility. Not affiliated with or endorsed by any government agency.
This site is not maintained by or affiliated with the federal government's Health Insurance Marketplace website, any state government health insurance marketplace or any specific insurance carrier. This website is intended for informational purposes and as a reference tool to match consumers with companies that may be able to assist them.
Any information we provide is limited to plans that our partners offer in your area. All company trademarks, service marks, logos and/or domain names are the property of their respective owners. If you do not receive a quote from a specific insurer you were searching for we recommend that you contact that insurer or one of its agents directly to obtain a quote. We are not responsible for any actions taken by any licensed agents or insurers.
Copyright 2026. Total Choice Health Advisors. All Rights Reserved.